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The facts are a bit complicated, involving circumstances surrounding the failure of a bank and transactions in the bank’s loans preceding the failure as well as transactions of the FDIC as the bank’s receiver.

Here’s a simplified timeline: FH Partners made a demand on the debtor for payment of the loan and eventually sued the debtor and guarantors.

Backdating more than 31 days/1 month There are two situations in which it is possible to get backdating of more than 31days/1 month: Refugee status If a person has claimed asylum as a refugee and is then awarded refugee status, providing they apply for tax credits within one month of receiving notification of that refugee status, they will be treated as if they made their tax credits claim from the original date they claimed asylum.

Prior to 6 April 2012, refugees had 3 months from being awarded refugee status to inform HMRC and receive longer backdating.

Contact Jobcentre Plus to claim Housing Benefit along with your application for the following benefits: You usually can’t get Universal Credit and Housing Benefit at the same time (unless you’re in certain kinds of supported housing).

You can get help paying for housing with your Universal Credit payment instead. You can claim in advance by up to 13 weeks (or 17 weeks if you’re aged 60 or over), for example if you’re moving. You might also be able to get your claim backdated - ask your council.

You can ask your council for a Housing Benefit decision to be reconsidered.

If you’re unhappy with the response you can appeal the decision.

Prior to 6 April 2012, the backdating period was 93 days.Apply through your local council if you’re only making a new claim for Housing Benefit.You can still make a new claim if you’re already getting other benefits.It’s not unusual for parties to a contract to want the written agreement to cover a period before it’s actually signed.There are any number of contexts where this comes up — some legitimate and others not exactly aboveboard — but the logistics of negotiating and signing contracts are such that the issue is unavoidable.